Archive for March, 2010

Is Debt Consolidation Good or Bad?

Many people suffering from deep debt obligations often look towards debt consolidation as the answer to their problems. Sometimes the debt is so painful, they don’t always look at both the pros and cons of this debt solution though, so we’ll take a brief look here.First though, what is debt consolidation? Simply put, it’s the [...]

Secrets to Negotiating a Debt Settlement with Your Credit Card Company

Come Prepared!Pssst … Want to know how to get your credit card company to stop hassling you for your payments? Or, how to get them to reduce your payments significantly? Or even how to get them to slash their interest rates on your card significantly? Well, you could always … ask.Yes, that’s all it takes [...]

Negotiating A Higher Credit Score

Now you know what collection agencies can do and what they can’t do. You also know how to negotiate with creditors and collection agencies and know whats in your credit file.Now, its time to negotiate your credit score. Hmm, you say, is there no limit to this negotiation thing. Well, yes there is. But you [...]