Archive for January, 2010

Consumer Credit Card Debt Relief Scams! Are They Real?

I have been in the credit card debt relief industry for just about 10 years now and have been in the financial industry for over 20 years. The point of this article is to give people a heads up on debt relief companies also known as debt settlement or debt negotiation companies. I will give [...]

Negotiate Your Own Debt

Before your skepticism gets the best of you let me say that it is entirely possible to negotiate your own debt. I know because I recently negotiated my own debt to about half of what a debt settlement company was offering and about a third of what bankruptcy would have cost me! For more information [...]

Credit Card Debt Bankruptcy – How to Negotiate a Settlement Deal and Avoid Bankruptcy

There are a number of reasons why credit card debt bankruptcy should be avoided at all costs. Debt settlement denotes an attempt to reduce your debts. Credit counseling and debt consolidation are better alternatives to it, but depending upon your condition, negotiating a settlement deal might save you from foreclosure or bankruptcy. Filing for bankruptcy [...]