I receive e-mails every week from people who have had the misfortune of receiving a summons notice on their doorstep or the joy of having a stranger sidle up to them and say, “You’ve been served.”Not fun. Oftentimes, these same people tell me that the first thing they did was to pick up the phone, [...]
One way of getting out from under all of your credit card debt is through credit card debt negotiation. In this process, you can contact your debtor and get them to settle your debt for a fraction of what you owe.Though this will hurt your credit rating, it is a far better option than not [...]
When you negotiate credit card debt, you reduce the amount you owe and the monthly payments you have to make.The best time to negotiate credit debt is when you are significantly behind in your payments. When negotiations are successful your wallet gets a big break. You can do it yourself, but if you have more [...]
